Investment Management
Our working years represent the “accumulation phase” of life. That is, putting money aside that will be available to “spend down” in the future. When it comes to investing, the accumulation phase is much simpler than the spend down phase. When it’s time to retire, a lot more factors come into play. Positioning investment portfolios consistent with a retirement strategy is of paramount importance.
We provide strategic investment recommendations that align with your broader retirement plan. This generally includes:
- Establishing the ideal mix of accounts to generate sustainable income
- A strategy to protect against bear markets (falling stock prices)
- Ongoing assessment of tax savings opportunities via harvesting losses or capturing gains at the lowest possible tax rates.
Investing Philosophy
We believe in an institutional approach to building investment portfolios. Today, technology allows us to leverage the experience and discipline of professionals that are solely dedicated to managing money. The resources of large institutions allow us to utilize their due diligence and research to build broader, more diversified portfolios. We deploy both active and passive investment strategies that often complement each other during portfolio construction. Tactical management during periods of volatility as well as automatic rebalancing, assures your portfolio has ongoing oversight.