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TED Talks

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Jim Steffen | Jan 25, 2022

Why rising interest rates are negative (generally) for stocks...Part 2...Theory and mechanics of discount rates

interest rates
stock market

In PART 2 of our discussion on why rising interest rates are generally negative for stocks, we illustrate the mechanics of discount rates. As interest

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Jim Steffen | Jan 16, 2022

Why rising interest rates are negative (generally) for stocks...Part 1

interest rates
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Jim Steffen | Jan 10, 2022

Tax planning with aging parents to minimize taxes for beneficiaries of retirement accounts

tax planning
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Jim Steffen | Jan 4, 2022

Three straight years of stock market surprises!

forecasting
predictions
stock market
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Jim Steffen | Dec 30, 2021

Stepping up Cost Basis Tax Free (Without Dying)

capital gains
cost basis
financial planning
step up
tax planning
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Jim Steffen | Dec 23, 2021

Can long term capital gains push me into a higher tax bracket?

capital gains
financial planning
tax planning

Long-term capital gains often bring up a lot of questions like, "Can capital gains push me into a higher tax bracket?" Taxpayers also often wonder what

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Jim Steffen | Dec 7, 2021

Strategies for capturing a 0% capital gains tax rate

capital gains
financial planning
tax planning

The US tax code gives preferential tax treatment for capital gains. In 2021, the 0% capital gains tax bracket for married filers goes all the way up to $80

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Jim Steffen | Dec 2, 2021

Is the COVID market froth washing out?

stock market

The stock market recovery following the initial COVID scare in March 2020 has been strong...maybe too strong. Many companies with no profits experienced big

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Jim Steffen | Nov 19, 2021

Looking for a higher return on cash savings...how about over 7 percent on savings bonds? Seriously!

cash
cash reserve
I bonds
return on cash
savings
savings bonds

If you have cash savings today (November 2021), the real question is what to do with it? Even the “high yield savings” accounts online today such as Ally or

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Jim Steffen | Nov 12, 2021

Delaying Social Security as a hedge against inflation

bond buying
Federal Reserve
interest rates
quantitative easing

Inflation is currently running at the highest rate in 30 years. The issue of how long it lasts is being hotly debated. If you asked a financial advisor what

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Jim Steffen | Nov 11, 2021

The mechanics of bond buying - how the Federal Reserve affects interest rates

bond buying
Federal Reserve
interest rates
quantitative easing

Did you hear that the Federal Reserve was planning to taper its bond purchases? What does all this financial jargon mean and why is Wall Street obsessed with

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Jim Steffen | Oct 27, 2021

Why does the Federal Reserve buy bonds?

bond buying
Federal Reserve
quantitative easing

In late winter of 2020, the western world realized that COVID-19 was going to cause some major economic problems. Financial markets started to unravel globally

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